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Agreed, Rhertz. I think it would also have alot to do with the kind of person who suddenly gets a windfall. If that person has a selfish nature to begin with, the money will only highlight that sad fact. But there'll be those people who win, and their first thought will be "Wonderful! Now I can help SOOO many people, I can do SOOO much good with it!" And when you do good things, when you regularly practice generosity, you reap ten-fold the rewards.
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